BUSINESS LINE OF CREDIT
A business line of credit can be a valuable financial tool that provides flexibility and stability to businesses. Unlike a traditional loan, a line of credit gives businesses access to a predetermined amount of capital that they can draw upon as needed. This allows businesses to address short-term cash flow gaps, manage unexpected expenses, or seize new opportunities without the need to apply for a new loan each time.
With a business line of credit, businesses only pay interest on the amount they borrow, making it a cost-effective financing option. Additionally, a line of credit provides businesses with a safety net, ensuring they have access to funds when they need them most. It offers the flexibility to borrow and repay repeatedly within the predetermined credit limit, allowing businesses to manage their cash flow
efficiently. Overall, a business line of credit empowers businesses to navigate financial fluctuations, seize growth opportunities, and maintain a stable financial position.
Why Choose Our Service
Access capital for your business when you need it and only pay interest on the funds you use.
Business Line of Credit Application Form
How it works?
Get funded in 1-2-3 easy step
Apply Online
Review Your Options
Get Funded!
FAQ
As entrepreneurs, we understand that you need enough working capital to fund the many aspects of your business. Our value is in providing the capital you need today to maintain and grow your business for tomorrow and beyond. The approval requirements for our lending programs are significantly lower compared to secured bank loans, so our funding programs are the fastest and easiest way to obtain the money you need. In addition, unlike traditional banks, we offer post-funding support in the form of strategic and financial consulting—free of charge.
The application process is straightforward and should take approximately five minutes. You can submit an application through our website to guide you through the process. Once we receive your full application and supporting documents, you will receive an offer within 24 hours.
Minimum of three months in business.
Minimum of $5,000 in monthly revenues.
Your business is based in the United States or Canada.
It is your money for your business, so you can use it however you see fit. Many of our clients use funding to cover payroll, renovate, manage inventory, expand, purchase equipment, and a variety of miscellaneous business expenses. You are the expert in maintaining and growing your company, and we are the experts in getting you the money you need to do so. It’s a win-win situation
This is one of our most frequently asked questions and the answer is YES! If you have poor personal credit, or even have filed previously for bankruptcy, we can still provide you with working capital. The qualifications are 1) you have been in business for at least 3 months and 2) your business generates sales in excess of $4,000 per month. In over 90% of cases, if you meet these two requirements, we can provide you with funding!
Typically, approval is within 48 hours after we receive your full application, but it can take up to 72 hours, depending on how quickly you provide the required information, as well as the amount of funding being requested.
Usually within 24 hours after a contract is executed and received.
